Skip to content
TravallamaINSPart of Travallama Insurance Brokers LLC

You've planned your perfect trip. Now let's protect it with travel insurance!

TravallamaINS offers the best travel insurance options for individuals, families and small groups traveling within the U.S. and worldwide. One independent agency, top-rated carriers, and a real person who answers your questions.

Get my plan options Read the timing rules
Booked Insured Departure Away Home

Start here

Just the details the insurance companies need to price your trip, and we'll bring up the plan options for your state. Nothing is purchased on this page, and no payment information is collected here.

  1. Tell us about your trip

    Your state, travel dates, first trip payment, and each traveler's birthdate and trip cost.

  2. Choose how you want to quote

    Compare and buy directly with a carrier, or ask us to recommend a personalized quote.

  3. We follow up either way

    You'll receive a confirmation by email, and we'll check that nothing on your trip was left uninsured.

Plans on this site are for U.S. residents. Living outside the U.S.? Email us and we'll tell you what's available.

Get your plan options

Select your state of residence.
Choose where you're going.
Choose a departure date.
Choose a return date.
Enter the date of your first trip payment.
Travelers * Each traveler's date of birth and prepaid, non-refundable trip cost, regardless of who is paying.

Nothing is purchased here and no payment information is collected. Submitting this form does not bind coverage.

Who we are

TravallamaINS is part of Travallama Insurance Brokers LLC, an independent travel insurance agency. We don't work for one insurance company. We compare plans from the top carriers and show you the plans that best fit your trip.

We call it our A-to-Z protocol. From the first question to a paid claim, we're here to help guide you and directly answer any questions you have. We'll stay with you before, during and after your trip.

Individuals

A solo vacation, a work trip, or a long stay abroad. Traveling on your own doesn't mean going it alone: we'll be with you every step of the way.

Families

One plan for everyone living at the same address, or multiple plans for an extended family trip. We'll recommend the right one for all of you.

Small groups

Reunions, milestone trips and friends traveling together, with each household on its own plan. Let us recommend the right one for each of you.

What's covered

Much of travel insurance exists for the gap between paying and the actual start of the trip, and for the unexpected during your travels.

Trip cancellation

Trip cancellation coverage reimburses prepaid, non-refundable costs when a covered reason (illness, injury, a death in the family, and other listed events) prevents you from going. Cancel for Any Reason (CFAR) is an optional upgrade that extends this benefit to any reason beyond those listed in the policy.

Trip cancellation: which reasons are covered
Cancel for Any Reason explained

Trip interruption

If a covered reason cuts your trip short, interruption coverage reimburses the unused, non-refundable portion and helps with the extra cost of getting home. Interruption for Any Reason (IFAR) is an optional upgrade that extends this benefit to any reason beyond those listed in the policy.

What travel insurance covers, and what it does not

Delays and baggage

Delays, missed connections, and lost or delayed baggage are the more common problems that can become expensive, especially when you're traveling with a family.

Travel delay, baggage and rental car answers

Medical and evacuation

Emergency medical and evacuation benefits matter, whether you're on a domestic or international trip. Your health plan may pay little or nothing outside your home area.

Emergency medical and evacuation answers
Travel insurance and pre-existing conditions

Three important rules

Missing one of these is the most common reason a traveler loses a benefit they thought they had.

First trip paymentYour deposit or airline tickets, whichever came first. The clock starts here.
14 or 21 daysOften listed in the policy as the Time-Sensitive Period. The most common time frames for purchasing Cancel for Any Reason and Interruption for Any Reason, and for having pre-existing conditions covered.
48 hours before departureMost policies allow standard coverage (without CFAR) to be purchased up to this point.

Window of 14–21 days from deposit

Cancel for Any Reason (CFAR), Interruption for Any Reason (IFAR), and coverage for pre-existing medical conditions generally require the plan to be purchased within 14 or 21 days of your first trip payment. That's your deposit or your airline tickets, whichever came first.

Insure the full trip cost

The entire prepaid, non-refundable cost of the trip must be insured, including airfare and any other pre-trip expenses. Insuring only part of it can void the benefits above. If you make more payments later, you may need to add them to your plan.

Know who cancelled

Cancellation benefits apply when you cancel for a covered reason. If the airline, cruise line, or tour operator cancels instead, a different benefit may apply, or none at all, and a claim filed the wrong way can be denied.

More on each rule: when to buy travel insurance  |  what trip cost to insure  |  when a program or tour operator cancels

Travel insurance answers

Plain answers to common travel insurance questions, and what applies in each state where we offer plans.

By topic

By state

Contact

Questions before you buy, a change to your trip, or help with a claim. Write to us and a licensed agent will answer.

Email us Call 1-877-813-2304

Our automated assistant answers common questions at any hour. Browse the Help center, or read all our travel insurance questions and answers.

Jeffrey Barr, Owner & General Agent
Travallama Insurance Brokers LLC
Boca Raton, FL